Chime Deposit
Fee-free overdraft up to $100.¹ Get paid up to 2 days early with direct deposit.² Grow your savings.
Learn how we collect and use your information by visiting our Privacy Policy›
The Bancorp Bank or Stride Bank, N.A.; Members FDIC
Chime never holds direct deposits. We will always post your funds as soon as we receive them from your employer or your benefits provider. The timing of your deposit depends on when the sender initiates the payment to your Chime account. Banking is done using the Chime Bank’s mobile app. There are absolutely no fees associated with the account, which means all of your money is available for important things like paying bills. You don’t even need an opening deposit or adhere to a minimum account balance. Jan 22, 2021 The Chime Credit Builder Visa® Secured Credit Card has no annual fee, no interest charges, no minimum security deposit and no credit check when you apply. These features put the Chime Credit Builder Visa® Secured Credit Card in a small but growing family of cards that focus on consumer-friendliness first and foremost – the Petal lineup of. How to get paid early with direct deposit. Chime is more than a get paid early app. We offer a mobile banking account – including early direct deposit¹ – on behalf of our partners. One of the easiest ways to fund your Chime Spending Account is to set up direct deposit, which can be done in the Chime mobile app.
Overdraft fee-free with SpotMe
We’ll spot you up to $100 on debit card purchases with no overdraft fees. Eligibility requirements apply.¹
Get paid early
Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!²
Say goodbye to hidden fees³
No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. 38,000+ fee-free MoneyPass® and Visa Plus Alliance ATMs. Out-of-network fees apply.
Make your money grow fast
0.50% Annual Percentage Yield (APY)⁴. Set money aside with Automatic Savings features. And never pay a fee on your Savings Account.
Stay in control with alerts
You’re always in-the-know with daily balance notifications and transaction alerts
Security & support you can trust
Serious security
Chime uses secure processes to protect your information and help prevent unauthorized use
Privacy and protection
Your deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank N.A.; Members FDIC
Friendly support
Have questions? Send a message to our Member Services team in the app or check out the Help Center.
Get started
Applying for an account is free and takes less than 2 minutes.
It won’t affect your credit score!
Learn how we collect and use your information by visiting our Privacy Policy›
Get your paycheck up to two days early¹
Get your paycheck early¹ with direct deposit. That’s up to two more days to do more with your money. Stop waiting and start getting paid early!
Learn how we collect and use your information by visiting our Privacy Policy›
The Bancorp Bank or Stride Bank, N.A.; Members FDIC
Chime Deposit Account
Don’t wait for your paycheck
When you receive direct deposit to your Online Chime Spending Account, you can access your funds up to two days early¹. No waiting for your money, and no paper check to get lost in the mail. You’ll get paid as soon as the money is available – which is often up to two days before traditional banks.
Chime Bank Deposit Paper Check
How to get paid early with direct deposit
Chime is more than a get paid early app. We offer a mobile banking account – including early direct deposit¹ – on behalf of our partners. One of the easiest ways to fund your Chime Spending Account is to set up direct deposit, which can be done in the Chime mobile app. When you open an account through Chime, you can email yourself a pre-filled direct deposit form that you can hand over to your employer. It’s that easy to start getting paid early¹ with direct deposit.
Chime Deposit Times
2 minutes with no impact to your credit score.
Walmart Chime Deposit Online
Learn how we collect and use your information by visiting our Privacy Policy›